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Open House. Open House on Saturday, November 15, 2025 1:00PM - 4:00PM

Please visit our Open House at 6 6004 Rosenthal Way in Edmonton. See details here

Open House on Saturday, November 15, 2025 1:00PM - 4:00PM

This meticulously maintained home features a professionally upgraded and fully permitted finished basement. Located next to a multi-use trail, near a future school site and on a major bus route, you'll enjoy balance between peace and quiet with easy access to amenities, shopping, and recreation. The cozy living room boasts lots of natural light and seating, perfect for entertaining. Outside you'll enjoy a full patio with planters and enough space for several chairs - perfect for relaxing with a good book. Upstairs features a generous primary bed with blackout curtains, and the east exposure is great for gorgeous sunrises to start any day. Future LRT access and shops being added weekly to the Webber Greens shopping area make this a perfect location that will grow up with you. You're also walking distance to maintained trails year round, a spray park, bike paths that connect you to the river valley and so much more. Starbucks, Save-On-Foods, No Frills, A&W, Brewhouse and more within walking distance!

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Open House. Open House on Sunday, November 16, 2025 1:00PM - 4:00PM

Please visit our Open House at 6 6004 Rosenthal Way in Edmonton. See details here

Open House on Sunday, November 16, 2025 1:00PM - 4:00PM

This meticulously maintained home features a professionally upgraded and fully permitted finished basement. Located next to a multi-use trail, near a future school site and on a major bus route, you'll enjoy balance between peace and quiet with easy access to amenities, shopping, and recreation. The cozy living room boasts lots of natural light and seating, perfect for entertaining. Outside you'll enjoy a full patio with planters and enough space for several chairs - perfect for relaxing with a good book. Upstairs features a generous primary bed with blackout curtains, and the east exposure is great for gorgeous sunrises to start any day. Future LRT access and shops being added weekly to the Webber Greens shopping area make this a perfect location that will grow up with you. You're also walking distance to maintained trails year round, a spray park, bike paths that connect you to the river valley and so much more. Starbucks, Save-On-Foods, No Frills, A&W, Brewhouse and more within walking distance!

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New property listed in Rosenthal

I have listed a new property at 6 6004 Rosenthal Way in Edmonton. See details here

This meticulously maintained home features a professionally upgraded and fully permitted finished basement. Located next to a multi-use trail, near a future school site and on a major bus route, you'll enjoy balance between peace and quiet with easy access to amenities, shopping, and recreation. The cozy living room boasts lots of natural light and seating, perfect for entertaining. Outside you'll enjoy a full patio with planters and enough space for several chairs - perfect for relaxing with a good book. Upstairs features a generous primary bed with blackout curtains, and the east exposure is great for gorgeous sunrises to start any day. Future LRT access and shops being added weekly to the Webber Greens shopping area make this a perfect location that will grow up with you. You're also walking distance to maintained trails year round, a spray park, bike paths that connect you to the river valley and so much more. Starbucks, Save-On-Foods, No Frills, A&W, Brewhouse and more within walking distance!

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Edmonton Real Estate Market Update — October 2025

October brought Edmonton’s market a few steps closer to balance. Activity cooled slightly from September—as expected in the fall—but both sales and prices remain stronger than a year ago. The story right now: more listings, a bit more negotiation, and continued stability for well-priced homes.

At a Glance — City of Edmonton (October 2025)

Source: REALTORS® Association of Edmonton — October 2025 Market Update🏘️ Segment Breakdown — October 2025

🏘️ Segment Breakdown — October 2025

What This Means for Buyers

More balance = more breathing room. Inventory is up 30 % over last year, so you can shop and compare without the panic of 2024’s bidding frenzy. This is especially true for semi-detached, rowhouses, and condos where longer days-on-market are creating negotiation opportunities.

Detached homes remain competitive. Well-priced properties still move quickly. The difference now is that you can make decisions based on value rather than urgency.

Pro tip: Get pre-approved with a 90–120 day rate hold, then track micro-market data weekly. That’s how we spot undervalued listings before the crowd.


What This Means for Sellers

Price for today’s market — not for spring. Buyers are more price-sensitive as inventory rises. The first two weeks on market are critical: homes that launch close to recent comps see the most activity and best offers.

Presentation sells. With more competition, details matter: fresh paint, decluttered spaces, strong lighting, and professional media help you stand out. Detached sellers still see steady demand; semis and condos require a tighter marketing plan and strategic incentives like flexible possession.

Local data over headlines. Market averages hide neighbourhood differences. I’ll run a hyper-local CMA for your property and adjust pricing within two weeks if showings don’t convert.


Planning a Move in Early 2026?

The timing could be ideal. Two tailwinds are working in your favour:

  1. More inventory than last year, giving buyers time and options to find the right fit without bidding pressure.

  2. The Bank of Canada’s October rate cut (–25 bps to 2.25 %) has already boosted buyer confidence. While mortgage rates don’t move in lockstep with the policy rate, the cut helps hold borrowing costs steady heading into 2026.

If you’re buying: We may benefit from putting a focus on properties that have been listed longer than 30 days or have recent price adjustments — often your best entry points.
If you’re selling: Start prep now. Aim for a late-winter launch when active inventory is at its lowest. Well-timed, well-priced homes still command strong results.


FAQ

Is Edmonton in a buyer’s market yet?
Not yet. October’s trend shows the market balancing out, but with only around 2.7 months of inventory, it still leans toward sellers overall.

What segment offers the best opportunity right now?
Condos and some row homes offer the most negotiating power, especially in areas with higher supply and longer DOM.

Should I wait until spring to list?
Not necessarily. Motivated buyers remain active through winter — and less competition often means more attention on your listing.


Let’s Make a Plan

If you’re thinking about buying, selling, or planning a move in early 2026, now’s the time to get ahead of the market. Let’s build a custom strategy for your neighbourhood and goals that’s based on your reality and what you’re looking to achieve. Call or text Mike Pabian at 780-232-2064 or email mike@pabianrealty.ca.

Sources

  • REALTORS® Association of Edmonton, Softening Edmonton market makes a shift towards balance (October 2025 data; published Nov 3 2025).

  • Bank of Canada, Policy Rate Lowered to 2.25 % (Oct 29 2025).

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What Happens After You Sell? Your Alberta Home-Seller Closing Guide

You’ve accepted an offer, conditions are waived, and the countdown to possession is on. From here to keys-handed-over, a lot happens behind the scenes—lawyers, paperwork, payouts, adjustments, movers, utilities, and (yes) timing curveballs. This guide walks Edmonton sellers through what happens after condition removal, what you’re responsible for, and how to avoid last-minute stress.

1) Loop in your real estate lawyer (right away)

As soon as conditions come off, your lawyer starts “conveyancing”—coordinating documents, payoffs, and the transfer of title/funds. They’ll ask for:

  • The signed purchase contract and any amendments

  • Two pieces of government ID (for FINTRAC—more on that below)

  • Your mortgage details (lender, account, payout date)

  • Any lines of credit on title

  • A void cheque for surplus-proceeds deposit

They’ll book your signing 5–10 business days before possession to review the Statement of Adjustments (what gets debited/credited) and your payout numbers. The signing is an in-person meeting where you will discuss the final details of the transaction. You will go over who gets what, including a detailed overview of fees owing. These can include cooperating commissions to the buyer’s agent, owed back taxes, outstanding HOA fees and the cost of a Title Insurance policy, if you are offering this in lieu of a Real Property Report and compliance certificate. If you’re buying another place the same day, work with your Realtor and lawyer now so they can coordinate money flows and timing.

Why timing matters: Alberta Land Titles has had periodic backlogs that can ripple into how firms schedule and process files. The province has even adjusted counter services to help address processing delays—another reason to give your lawyer runway. (Alberta.ca)


2) Understand your key deliverables as a seller

The Real Property Report (RPR) + municipal compliance (single-family/fee simple)

In a typical Alberta resale, the standard contract requires the seller to provide a Real Property Report with evidence of municipal compliance (unless the parties agreed on a different arrangement like title insurance). Practically, that means your RPR must reflect current improvements (decks, sheds, fences, AC pads, etc.). If you built since your last RPR, you may need a new one or an update. (galbraith.ab.ca)

Quick hits:

  • “Current” refers to accuracy, not age; what matters is that the RPR shows present-day improvements. Your RPR could be considered current if no modifications have been made to the structures or features of the property, even if the document itself is several years or even decades old. (documents.lawsociety.ab.ca)

  • If compliance is tough (e.g., an old fence encroaches), your lawyer can discuss options—including whether title insurance is acceptable under your contract—before you commit to a path. (Robertson LLP.)

Condo sellers: Estoppel certificate + fee status

If you’re selling a condominium, your lawyer typically orders an estoppel certificate from the corporation. Lenders rely on it to confirm fee amounts, arrears, special assessments, and insurance particulars right up to completion. Order it early to avoid rush fees. (galbraith.ab.ca)


3) FINTRAC identity verification (yes, for sellers too)

Canada’s anti-money-laundering rules require identity checks on real estate transactions. Expect your brokerage and/or lawyer to verify and record your ID. It’s quick but mandatory—build it into your to-do list. This is absolutely non-negotiable, and the transaction can not go through until this is completed. All that your realtor will need in order to complete this on your behalf is a current copy of your ID. Buyers have this too and it is a legal requirement for all transactions nationwide. (Mike Pabian)


4) The Statement of Adjustments: where the math happens

Your lawyer prepares a statement that reconciles what you owe and what you’re owed on possession day:

  • Debits: mortgage/LOC payouts, real estate commissions, property tax share, condo fees to possession, any agreed holdbacks

  • Credits: buyer’s deposit, buyer’s share of property taxes/condo fees after the possession date (if you prepaid), any prepaid utilities that are adjustable under your contract

You’ll review and sign this at your appointment so your lawyer can disburse funds accurately on possession.


5) Mortgage payout & penalties

Your lawyer requests an official payout statement from your lender for the possession date. If you’re breaking a fixed term, there may be an interest-rate differential (IRD) or three-month-interest penalty. This comes off the sale proceeds automatically—no separate cheque required.

Tip: If you’re porting your mortgage to your next home, loop in your lender early so the “sell” and “buy” legs line up. Your lawyer can coordinate funds if both deals close the same day.


6) Tenanted properties: deposits, notices, and handover

Selling with a tenant? Alberta’s Residential Tenancies Act has rules around notice, showings, and—on sale—transferring the tenant’s security deposit to the new owner with a statement of account. Your lawyer handles the adjustments, but you’re responsible for ensuring compliance. (Alberta.ca)

Heads-up: Some buildings also require separate “building” deposits (common in condos) that may need to be adjusted or transferred on sale—your lawyer will include these on the statement. (clarklegal.com)


7) What condition must you leave the home in?

Short answer: as agreed in your contract. Practically, Edmonton buyers expect “broom-clean,” all included fixtures/chattels left in place, and systems in the same working order as when the offer was accepted (ordinary wear and tear excepted). If anything changes before possession (e.g., a leak), disclose it to your agent/lawyer immediately so you can resolve it well before key release.

While it’s not legally required that you clean the house before you leave it for the buyers, it is common courtesy. Mike works with cleaners that are able to complete a move-out clean quickly and efficiently, and Mike has also been known to provide this as a gift to his clients in the right circumstances.

Pro move: Book cleaners for the day before possession and photograph rooms once empty as proof that cleaning occured.


8) Utilities, property taxes, and final reads

  • Utilities: Call to cancel/transfer service effective possession day and arrange final meter reads (power, gas, water). Keep confirmation numbers.

  • Property taxes: You’ll be credited/debited for your share up to possession. If Land Titles registration delays mean assessment notices still come to you later, forward them to the buyer or your lawyer—municipalities note ongoing Land Titles backlogs. (HTM Law | Edmonton Lawyers)


9) Possession day: when do the buyers get keys?

Your lawyer receives the buyer’s funds. Once funding is confirmed, the buyer’s agent gets the official go-ahead to release keys. Even if the contract says noon, expect variability due to bank cut-off times, wire queues, and law-office workflows. If anyone’s closing on a Friday (or before a long weekend), small hiccups can push key release later in the day. Stagger movers accordingly. (I advise buyers and sellers to avoid Monday and Friday when possible.) Also note that it’s not possible to have a possession day during the 2 weeks that the Government of Alberta is closed over the Christmas break, as all land titles offices will be closed. (Mike Pabian)


10) Holdbacks, repairs, and “after-close” loose ends

If you agreed to complete repairs before possession, your lawyer may structure a holdback until proof of completion is provided. Keep invoices/warranties handy. For condos, special-assessment timing can also trigger adjustments or targeted holdbacks—your lawyer will advise based on your contract and the corporation’s status. Holdbacks can be contentious and aggravating to both parties, so be sure to discuss your options with both your lawyer and your realtor.  (galbraith.ab.ca)


11) What happens to your money?

After paying out mortgages/LOCs, commissions, adjustments, and any holdbacks, your lawyer deposits the net proceeds into your account (same day or next banking day, depending on timing). If you’re closing a purchase the same day, funds may move directly between trust accounts to keep everything on schedule. It’s important to note that given the amount of money that is being moved, you may not have full access to all funds for up to a week after closing, depending on your bank’s policies.


12) Common seller mistakes (and how to dodge them)

  • RPR surprises late in the game. If you added or altered structures since your last RPR, talk to your lawyer early and book the surveyor if needed. (Robertson LLP.)

  • Ordering the condo estoppel too late. Leave buffer to avoid rush fees or closing delays. (galbraith.ab.ca)

  • Friday closings with noon movers. Build in slack; keys only release after funding. (Mike Pabian)

  • Forgetting security-deposit transfer on tenant sales. It must follow the property—with proper accounting. (Alberta.ca)

  • Assuming Land Titles is instant. Backlogs happen; stay responsive to your lawyer’s requests so your file isn’t one of the ones that gets kicked back for corrections. (Law Society of Alberta)


Seller’s mini-timeline (Edmonton, typical resale)

  • Day 0: Conditions removed. Hire/confirm lawyer. Start RPR/estoppel tasks.

  • Day 3–5: Lawyer requests mortgage payout and drafts early adjustments.

  • ~1 week before possession: Sign with your lawyer; adjustments finalized.

  • Possession day: Buyer’s funds land → your lawyer confirms funding → keys released → proceeds disbursed.

  • After: Cancel utilities, keep records, and forward any stray mail or tax notices if they arrive due to Land Titles lag. (HTM Law | Edmonton Lawyers)


FAQ (For Alberta Sellers)

Do I always have to provide an RPR with compliance?
In a typical Alberta resale using the standard contract, yes—that’s the default. Parties can agree to alternate arrangements (e.g., title insurance), but that must be negotiated. If you’ve added improvements, expect to update the RPR. (galbraith.ab.ca)

How “new” does my RPR need to be?
There’s no strict age limit; it just needs to accurately show current improvements. Municipal compliance relates to what’s on the ground today. (documents.lawsociety.ab.ca)

I’m selling a condo. What’s this estoppel certificate and who pays?
It’s proof from the condo corporation about fee amounts, arrears, insurance, and financial status. The seller’s lawyer usually orders it and the seller commonly pays (check your contract). Order early to avoid rush charges. (galbraith.ab.ca)

We have a tenant. What happens to the security deposit?
It must be transferred to the buyer with a statement of account, and interest rules apply under the Residential Tenancies Act. Your lawyer will adjust it on closing. (Alberta.ca)

Why do closings sometimes miss “noon” possession?
Keys only release after funds are received and verified. Wires, bank cut-offs, and law-office workflows can push timing—especially on Fridays and long-weekend eves. (Mike Pabian)

Land Titles shows delays—does that affect me?
Registration backlogs don’t usually stop you from closing, but they can affect how municipalities route tax mail and how lawyers schedule filings. Stay responsive and expect your lawyer to double-check documents to avoid rejections. (Alberta.ca)


Final thoughts

Selling is a project with a lot of moving parts—but with the right prep (RPR/estoppel early, clean condition, utility planning) and a proactive lawyer, possession day can be smooth and drama-free. If you’d like my checklists (cleaning, utility notifications, movers) or you want me to quarterback the timeline with your lawyer and the buyer’s agent, I’m happy to make this easy.

Disclaimer: This is general information for Alberta resales and isn’t legal advice. Always confirm specifics with your lawyer and your purchase contract.

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Your First Home in Edmonton in 2026: What to Know & How to Plan (From a Local REALTOR®)

If you’re aiming to buy your first place in Edmonton in 2026, you’re already doing the smartest thing—starting early. Edmonton’s market rewards preparation: a clear budget, a steady plan, and a local guide who can translate policy changes (and winter-reality house details) into good decisions. Below is my complete game plan—how to prep month-by-month, what costs to expect, and how to make sure the home you choose is one you’ll love living in.


Step 1: Build a realistic 2026 money plan

First Home Savings Account (FHSA — “First Home Savings Account”).
Open and fund your FHSA as early in the year as you can. Contributions are tax-deductible, and qualifying withdrawals are tax-free when you buy a first home (annual room $8,000, lifetime $40,000). I’ll help you plan the timing so your tax refund boomerangs back into your down payment. (Canada.ca)

Home Buyers’ Plan (HBP — “Home Buyers’ Plan”).
You can withdraw up to $60,000 from your RRSP for a qualifying purchase, and you can use HBP and FHSA together if you meet each program’s conditions. We’ll map a repayment plan that keeps your monthly budget comfortable. (Canada.ca)

Down payment rules (Canada-wide).

  • Up to $500,000: 5% minimum.

  • $500,000–$1,499,999: 5% of the first $500,000 + 10% of the rest.

  • $1,500,000+: 20% (no mortgage default insurance available). (Canada.ca)

Why this matters now: Canada raised the insured-mortgage price cap from $1,000,000 to $1,500,000, and first-time buyers of new builds can access 30-year insured amortization—a combo that can lower the monthly payment on certain properties (while total interest over the life of the mortgage will be higher). (Canada.ca)

It’s also important to remember that your debt ratios (the amount of money you have versus how much you owe) will come into play. Therefore, it’s very important to be patient. Don’t go out and purchase a new vehicle, or a bunch of furniture and electronics, on credit unless you can pay these items off in full prior to your move in day. Otherwise, these wants can potentially prevent you from qualifying for the type of home you want.


Step 2: Qualify wisely (and painlessly)

Pre-approval > rate email.
A true pre-approval stress-tests your file under current underwriting rules and the Minimum Qualifying Rate (MQR)—that’s the “mortgage stress test,” which is the greater of your contract rate + 2% or 5.25% for uninsured mortgages. We’ll use that higher number to “pressure-test” your budget so you don’t get surprised later. (OSFI)

If you aren’t sure where to start, call or text Mike Pabian at 780-232-2064. He works with mortgage professionals that can help you come up with a plan, whether you’re looking to purchase now, next month, or years down the road. It’s literally our job, so don’t be shy!

Credit tune-up.
Six to nine months before you buy: pay down revolving balances, avoid new loans/credit cards, and keep clean payment history. This lines up with the best-practice lists for first-timers (and it’s exactly what lenders look at). (RE/MAX Canada)


Step 3: Choose your lane—new-build vs resale

New-build advantages (especially for first-timers).

  • Potential for 30-year insured amortization on newly built homes (first-time buyers).

  • Builder warranty, energy-efficiency upgrades, and possession dates that give you runway to save a little more.
    Trade-offs: watch for upgrade pricing, GST treatment on new homes, and possible build-delay overlap with your current rent. (CMHC applies a 0.20% premium surcharge on insured 30-year files.) (cmhc-schl.gc.ca)

Resale advantages.

  • Faster possession in established neighbourhoods (think Edgemont, The Hamptons, Secord, Rosenthal, Lymburn).

  • Mature trees, finished landscaping, and comparable sales data you can see.
    Trade-offs: older mechanicals to evaluate—insulation, windows, furnace, grading, roof/attic ventilation (Edmonton winters make these critical).


Step 4: Tour with intent (and an Edmonton lens)

Before we book showings, we’ll lock your must-have vs nice-to-have list (garage depth, parking, pet rules, commute, school access, yard). Then we’ll overlay Edmonton-specific checks: snow load on roofs, window condition, attic insulation/venting, and sump/backwater setups in areas that need them. RE/MAX’s national first-timer guides echo this structure—it’s how you avoid regret. (RE/MAX Canada)


Step 5: Offers, conditions, and timing that work

Your offer strategy should fit both the house and the week you write it:

  • Finance condition that actually gives your lender/insurer time.

  • Inspection that covers roof, attic, structure, grading, HVAC (the winterizers).

  • Condo docs (for condos) reviewed by a pro.

  • Possession dates that line up with movers (and snowstorms).


Step 6: Closing costs in Alberta (separate from your down payment)

Alberta doesn’t have a land-transfer tax, but you’ll budget for Land Titles registration fees on title and mortgage, plus legal fees, inspection, appraisal if required, and tax/utility adjustments. The provincial fee formula is $50 base + $5 per $5,000 (or portion) of value for both transfers and mortgages; I’ll quote the exact amounts for your price point before we write an offer. (Alberta.ca)


What default insurance is (and when you’ll see it)

Mortgage default insurance (CMHC, Sagen, Canada Guaranty) is typically required when your down payment is under 20%. Premiums are a percentage of the mortgage amount and usually get added (“capitalized”) to your mortgage. If you choose a 30-year insured amortization under the new-build/first-time rules, CMHC adds a 0.20% premium surcharge. We’ll price your exact scenario so there are no surprises. (cmhc-schl.gc.ca)


A do-now checklist (12 months to keys)

  • Open/fund your First Home Savings Account (FHSA); schedule contributions around tax time. (Canada.ca)

  • Map a Home Buyers’ Plan (HBP) withdrawal (up to $60,000) and the repayment. (Canada.ca)

  • Get a real pre-approval that models the MQR stress test, not just a rate e-mail. (OSFI)

  • Price Alberta Land Titles fees and inspections so your closing buffer is realistic. (Alberta.ca)

  • If new-build is on your radar, compare 25- vs 30-year insured payments and possession timelines. (cmhc-schl.gc.ca)

  • Use a simple wants/needs framework to keep search energy focused. (RE/MAX Canada)


Edmonton examples: minimum down payments (quick math)

  • $400,000 home → $20,000 minimum (5%). (Canada.ca)

  • $550,000 home → $25,000 (first $500k at 5%) + $5,000 (10% of $50k) = $30,000. (Canada.ca)

  • $700,000 home → $25,000 + $20,000 (10% of $200k) = $45,000. (Canada.ca)

  • $1,200,000 home → $25,000 + $70,000 (10% of $700k) = $95,000. (Insurable under the $1.5M limit if it meets insurer rules.) (Canada.ca)


Where this playbook aligns with national guidance

RE/MAX’s first-time buyer resources are spot-on about pre-approvals, budgeting, and a clear wants/needs list—we’re taking those best practices and applying them to Edmonton streets, winter realities, and Alberta closing fees. (RE/MAX Canada)


FAQ (First-Timer Edition, 2026)

Q: What’s the minimum down payment—really?
A: Canada’s rules are tiered: 5% up to $500,000; 5% of the first $500,000 + 10% above that to $1,499,999; and 20% at $1.5M+ (no insurance available). We’ll also confirm that your price and file meet the current insured-mortgage rules. (Canada.ca)

Q: What’s the “stress test” and how does it affect me?
A: The Minimum Qualifying Rate (MQR), often called the stress test, means lenders must qualify you at the higher of your contract rate + 2% or 5.25% for uninsured mortgages. We use that rate to make sure your payment is comfortable under different scenarios. (OSFI)

Q: Can I use both the FHSA (First Home Savings Account) and HBP (Home Buyers’ Plan)?
A: Yes—you can combine them if you qualify for each. FHSA has $8k/year and $40k lifetime limits; HBP lets you withdraw up to $60k from your RRSP. Done right, that pairing can materially boost your down payment and reduce monthly payments. (Canada.ca)

Q: What changed about insured mortgages and amortizations?
A: Two big shifts: the federal insured-mortgage price cap increased to $1.5M, and 30-year insured amortizations became available to first-time buyers of new builds (with a small premium surcharge). Those changes can help payment-sensitive buyers, especially on new construction. (Canada.ca)

Q: Is the First-Time Home Buyer Incentive still around?
A: No—the program stopped accepting new applications in March 2024. We’ll focus on FHSA, HBP, and lender options instead. (cmhc-schl.gc.ca)

Q: What closing costs should I expect in Alberta?
A: Plan for legal fees, inspection, appraisal (if required), tax/utility adjustments, and Land Titles registration fees. Alberta’s formula is $50 base + $5 per $5,000 (or portion) of value for both transfers and mortgages. I’ll run exact numbers for your target price. (Alberta.ca)

Q: Should I choose fixed or variable?
A: We’ll model both under the MQR and compare cash-flow, prepayment flexibility, and renewal risk to your comfort level. There isn’t a one-size-fits-all answer—your sleep-at-night factor wins. (OSFI)


Let’s make a 2026 plan that fits you

If you want a calm, step-by-step path to keys this year—without buyer’s remorse—I’ll quarterback the whole thing: FHSA/HBP plan, pre-approval strategy, neighbourhood short-list, and a contract/conditions game plan that fits the week you write. When you’re ready, I’ll also run side-by-side payment scenarios (5%, 10%, 15%, 20% down; 25- vs 30-year where eligible) so you can see it all in black and white.

Call/Text Mike Pabian — Pabian Realty (RE/MAX Excellence)
First-time buyer consults are zero-pressure. I’ll bring the coffee and the spreadsheets.


Sources & further reading

  • RE/MAX Canada: 5 Essential Tips for First-Time Homebuyers; 10 Tasks to Do Now if You Plan to Buy a Home in 2026; How to Buy a New Home in Canada as a First-Time Homebuyer. (RE/MAX Canada)

  • Government of Canada (FCAC/CRA): Minimum down-payment rules; FHSA contribution and deduction limits; HBP rules and $60,000 withdrawal limit. (Canada.ca)

  • Department of Finance Canada / CMHC: Insured-mortgage cap increased to $1.5M; 30-year insured amortization for first-time buyers of new builds; CMHC 30-year premium surcharge (0.20%). (Canada.ca)

  • CMHC: First-Time Home Buyer Incentive — program closed to new applications (March 2024). (cmhc-schl.gc.ca)

  • Government of Alberta: Land Titles & Surveys common document fee schedule (formula for transfer/mortgage registration). (Alberta.ca)

General information only—verify details with your lender, lawyer, and accountant. I’ll help coordinate the team so nothing falls through the cracks.

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Land Lease Communities in Edmonton: What They Are, How They Work, and Whether They’re a Good Fit for You

If you’re hunting for a more affordable way to get into a home in Edmonton—without giving up a yard, a driveway, and a little breathing room—you’ve likely stumbled across land lease communities. They show up under a few labels (“land lease,” “leasehold,” “manufactured home community,” “pad sites”), and for the right buyer they can be a smart, budget-friendly path into homeownership.

Here’s the full picture in plain English: what land lease communities are, how they differ from buying a condo or fee-simple townhome, how financing and Alberta’s rules come into play, and the real-world pros and cons for buyers and sellers. In the Edmonton area, there are 3 main communities - Evergreen, Maple Ridge, and Westview Village.

Quick definition: in a land lease, you own the home but lease the land underneath it from a community owner or landlord. You pay monthly pad/site rent for the lot, and you’re responsible for the house itself. (RE/MAX Blog)

What is a Land Lease Community?

At its simplest, a land lease community is a neighbourhood where residents own their dwelling (often a manufactured or modular home, sometimes site-built) but rent the lot it sits on. In Alberta, when you own the home and rent the site, your tenancy is governed by the Mobile Home Sites Tenancies Act (MHSTA)—a statute with rules specific to mobile/manufactured home sites (rent increases, notices, assignments, dispute resolution, etc.). (Alberta.ca)

Many communities include paved roads, landscaping, and basic services; some add amenities like a clubhouse or park space. You’ll typically budget for:

  • Pad (site) rent to lease the lot

  • Utilities/services (sometimes bundled)

  • Insurance, taxes, and maintenance on your home (the community owner covers land costs; your lease explains the breakdown)

Leasehold vs. Freehold (and Where Condos Fit)

  • Freehold single family/townhome: you own land + building.

  • Condominium: you own your unit plus a share of common property through the condo corporation; you pay condo fees for operations and reserves.

  • Leasehold (land lease): you own the structure but lease the land from a landlord; you pay pad rent and follow community rules.

Functionally, leasehold swaps the condo board for a landlord/community operator and swaps the condo fee for pad rent (some communities also have HOA-style fees if they offer additional amenities). RE/MAX Canada’s primers on land leases underline these differences and why buyers consider the model in the first place. (RE/MAX Blog)

How Long Are Land Leases?

Across Canada, long-term leases are common—often 20 to 99 years—with the agreement spelling out payment schedules, permitted uses, renewal mechanics, and how fees can be reviewed or adjusted. Always read those sections closely and line them up with your intended holding period. (RE/MAX Blog)

Financing: The Big Non-Negotiable

Before you shop, talk to your mortgage broker about current leasehold underwriting. For insured loans, CMHC typically requires the remaining lease term at the start of the mortgage to exceed the amortization by at least five years; importantly, renewal/option periods usually don’t count toward that test. If the lease is too short, financing can be limited or more expensive. (Your lender’s policy controls—confirm for your file.) (CMHC)


Land Lease vs. Condo vs. Freehold: The Side-by-Side

Feature Land Lease (Leasehold) Condo (Unit in a Condo Corp) Freehold Townhome
You own… The home The unit + share of common property Land + building
Monthly mandatory cost Pad rent (site), sometimes HOA Condo fee None (beyond taxes/HOA if present)
Rulebook Lease + community rules Bylaws, board rules Municipal bylaws; any HOA
Financing nuance Lease term must satisfy lender/insurer rules Standard condo underwriting Standard freehold underwriting
Exit complexity Buyer must accept lease + get landlord approval Buyer accepts bylaws/financials Typical resale process

(Details vary. Your offer should be conditional on financing and legal review of the lease or bylaws/estoppel package.)


Why Buyers Choose Land Lease (Pros)

Lower upfront price. Because you’re not buying the land, purchase prices for the home are usually lower than comparable freehold properties—one of the biggest drivers for first-time buyers and downsizers. RE/MAX highlights affordability as a core benefit. (RE/MAX Blog)

Access to better locations or amenities. Some land lease communities sit in desirable areas or package in amenities—clubhouses, greenspace, sometimes security—delivering lifestyle value without the land price tag. (RE/MAX Blog)

Simple living, community feel. Consistent standards, quiet internal roads, and a neighbourly vibe are common draws.

Budget clarity. Pad rent is known in advance and is governed by the MHSTA’s rules on notice and increases, so you can plan cash flow more confidently. (Alberta.ca)


Where Land Lease Can Fall Short (Cons)

You still have a monthly site cost. Pad rent sits beside your mortgage, utilities, and insurance. Leases can include periodic reviews or renewal adjustments—model both the likely and worst-case scenarios in your budget. (RE/MAX Blog)

Lease term risk. A short remaining term can limit financing and affect resale value (remember the CMHC “amortization + five years” rule of thumb). (CMHC)

Rules and approvals. Expect community standards: pets, parking, exterior changes, additions—all subject to the lease and operator approvals.

Resale complexity. Your buyer must qualify with both the lender and the landlord and accept the lease. Higher pad rent or restrictive rules can narrow the buyer pool vs. a similar freehold.

Appreciation dynamics. Because you’re not buying the land, your equity growth is tied more to the home’s condition, age, and demand than to rising land values. RE/MAX calls out the potential for lower appreciation relative to freehold in some markets—something to bake into your long-term plan. (RE/MAX Blog)


Seller/Homeowner Considerations

Pros:

  • Stable demand at lower price points. Separating land cost can open the door to first-time buyers and right-sizers.

  • Predictable community standards. Well-run sites maintain curb appeal, which helps values.

Watch-outs:

  • Marketability depends on the paperwork. Remaining lease term, current/forecast pad rent, and renewal mechanics are front-and-centre for buyers and lenders.

  • Renovation ROI math changes. Since land is the main appreciation engine in freehold, big upgrades in a leasehold need sharper scrutiny.


Alberta-Specific: The MHSTA (What It Means in Practice)

Alberta’s Mobile Home Sites Tenancies Act applies when a resident owns the mobile/manufactured home but rents the pad. It sets minimum standards for landlords and tenants, including rules for rent increases and notice, assignments (selling your home and transferring the lease), and dispute processes. If you’re buying or selling in a land lease community around Edmonton, your contract should reference the MHSTA and the site lease; get a lawyer to explain how the clauses interact with your possession timeline and financing. (Alberta.ca)


Where These Fit in Edmonton (and How I Help You Compare)

In West Edmonton communities I work in daily—Edgemont, The Hamptons, Secord, Rosenthal, Lewis Estates—we can put land lease homes head-to-head with condos and fee-simple townhomes. The key is an apples-to-apples total cost of ownership view:

  • Land lease: mortgage + pad rent + taxes/insurance + routine upkeep

  • Condo: mortgage + condo fee (ops + reserves) + taxes/insurance + routine upkeep

  • Freehold: mortgage + taxes/insurance + routine upkeep (+ any HOA)

From there, we layer in lease term, amenities, community rules, and your preferred lifestyle. Often the answer reveals itself once we run the numbers for your price point and timeline.


Frequently Asked Questions (FAQ)

What exactly is a land lease, again?
You own the structure (home) and lease the land (the lot) from a landlord or community owner, paying pad rent for the site. (RE/MAX Blog)

How long are land leases?
Residential land leases are commonly long-term—often 20 to 99 years—with payment schedules, use restrictions, and renewal terms spelled out in the agreement. (RE/MAX Blog)

Do banks lend on land lease homes?
Often, yes—but lease terms matter. For insured mortgages, CMHC typically expects the lease term to outlast the amortization by at least five years (renewal options usually don’t count). Confirm current policy with your lender/broker before waiving financing. (CMHC)

Is pad rent like a condo fee?
Both are ongoing monthly costs but pay for different things. Pad rent compensates the landowner and may include shared services; condo fees fund your own condominium corporation’s operations and reserve fund (future capital work).

Can pad/site rent go up?
Yes. Leases often include review and renewal mechanisms, and the MHSTA sets rules for increases and notice in Alberta. Read the clause and model both likely and conservative scenarios. (Alberta.ca)

Who pays property taxes?
You insure, maintain, and pay taxes on your home; the landowner pays taxes on the land (typically recovered through pad rent). Your lease will spell out specifics.

Are land lease homes always “mobile” or moveable?
Most are sold in place. Moving a manufactured home is possible in certain cases but costly and regulated. Plan to buy and sell on the same site, subject to landlord approval.

Is this the same as buying on Crown or Indigenous land?
Different frameworks. Some land-lease situations involve Crown or Indigenous lands with distinct authorities and policies; your lender and lawyer will treat those differently. Start the disclosure and financing conversation early. (RE/MAX Blog)


Bottom Line (and Next Steps)

A land lease can be a fantastic fit if you value lower upfront cost, amenities, and simple living, and you’re comfortable with pad rent in exchange for not tying up capital in land. It’s less ideal if you want maximum control over the land itself, dislike recurring site rent, or you’re working with a lease that’s too short for your financing.

If you’re curious about a specific community or a listing you’ve seen, I’ll:

  1. Run the math—mortgage + pad rent vs. mortgage + condo fee vs. freehold.

  2. Review the lease with you (term, assignments, renewals, scheduled increases) and coordinate the legal/financing checkpoints.

  3. Compare communities so you buy into the lifestyle you actually want.

Want a side-by-side for two properties you’re eyeing? Shoot me the links—I’ll build you a clear, Edmonton-specific comparison so you can decide with confidence.

Disclaimer: I’m a REALTOR®, not a lawyer or financial advisor. This article is general information for Alberta and may not reflect your exact situation. Always obtain legal and mortgage advice before making a decision.

Sources & references:

  • RE/MAX Canada, “What is a Land Lease?” (definition, model overview). (RE/MAX Blog)

  • RE/MAX Canada, “The Land Lease Option: An Affordable Way to Own a Home” (lease length ranges, amenities, affordability, renewal considerations). (RE/MAX Blog)

  • Government of Alberta, “Renting a mobile home site” (MHSTA overview for pad tenancies in Alberta). (Alberta.ca)

  • CMHC, “Affordable Housing Fund: Land Lease Requirements” (lease term must exceed amortization by 5 years; renewal/options typically excluded). (CMHC)

Read

Bank of Canada Rate Drop: What It Means for Edmonton Buyers, Sellers, and Homeowners Right Now

The Bank of Canada cut the policy rate by 25 bps to 2.25% today. Canada’s big banks (e.g., TD) are dropping prime to 4.45% effective Oct 30, which affects variable mortgages and HELOCs almost immediately. Fixed rates don’t follow the policy rate directly; they’re influenced by bond yields, so lender pricing may adjust in the coming days, or even weeks. If you’re renewing and uninsured, you can switch lenders at maturity without re-stress-testing (straight-switch exemption)—that can sharpen offers. Let’s walk through what that means in real monthly dollars for real people in Edmonton. (Bank of Canada)


What changed, and why it matters here

The Bank of Canada lowered the overnight rate to 2.25% and signalled it sees policy as appropriately set for now amid a softer growth backdrop. That single line translates into lower bank prime (what variables and HELOCs ride on) and, often, a small confidence bump for buyers who have been waiting for better cash-flow math. In Edmonton—where price points are still approachable compared with other major Canadian markets—even a 0.25% move can pull fence-sitters into the search. (Bank of Canada)


Fixed vs. variable: how the cut flows through to you

Variable / adjustable mortgages & HELOCs: When banks cut prime (TD has already moved to 4.45% effective Oct 30), your rate and interest costs drop in step once the change hits your account. If you’re on a true adjustable payment, the payment itself can fall; with static-payment variables, more of your payment goes to principal. Watch your lender notice for the exact effective date. (TD Stories)

Fixed mortgages: Lenders price fixed terms off Government of Canada bond yields, not the BoC rate. Bond desks will digest today’s message; if yields move, lenders may re-price fixed mortgages. That’s why you sometimes see fixed changes within days of a BoC decision rather than the same afternoon. (nesto.ca)


The Edmonton lens: buyers, sellers, homeowners (and investors)

Buyers: A quarter-point cut isn’t earth-shattering, but it’s tangible. A quick rule of thumb: ~$21/month per $100,000 of mortgage (interest component) on a variable product is what you can expect. On $450,000, that’s roughly $95/month back in your pocket once new prime takes effect. In communities like Edgemont, The Hamptons, Rosenthal, Glenridding and Secord, that small win can be the difference between “thinking about it” and writing an offer. Update your pre-approval right away so your payment and rate-hold reflect post-cut pricing.

Sellers: Expect a slightly deeper buyer pool and stronger early-weekend traffic on well-priced listings—especially in entry-level detached and townhomes. But remember: a rate cut won’t rescue over-pricing. Your first 7–10 days still make or break the sale. Presentation (staging, pro media, floorplans, drone), plus pricing to the last 2–3 weeks of comps, is how you capture the extra demand.

Homeowners not moving (renewals & Home Equity LOCs): If your renewal is within 6–12 months, start shopping the file. Thanks to OSFI’s straight-switch exemption, uninsured borrowers can switch lenders at maturity without the prescribed stress-test—which often means better offers for you without re-qualifying hoops (so long as balance and amortization stay the same). HELOC and variable borrowers should see the prime change reflected from their lender’s effective date (e.g., Oct 30 for TD). (OSFI)

Investors: Lower carrying costs can nudge your DSCR (Debt Service Coverage Ratio)in the right direction for suited homes and newer duplexes, but underwrite conservatively—rents, vacancy, and maintenance still drive the outcome. If you’ve been on the fence about a refinance to improve cash flow or fund upgrades, today’s move is a good prompt to reassess with current pricing.


Real-world math

Think in monthly cash flow, not just rates. On a $500,000 variable mortgage, a 0.25% cut is roughly $105/month in interest savings at today’s prime once it flows through (your exact payment behavior depends on whether your variable is adjustable or static). Redirect even half of that into lump-sum prepayments or winter maintenance (furnace service, insulation tune-ups, roof checks) and you’re building equity and protecting the asset—very “Edmonton-smart” during the cold months.


What to do next (your simple action plan)

  • Buyers: Refresh your pre-approval and payment model today; keep both fixed and variable scenarios on the table until you’re writing. Shortlist the neighbourhoods that match your day-to-day (schools, trails, commute), then hunt for “good bones” before “flashy features.”

  • Sellers: Price to the current market (not last quarter) and launch like a product: staging, pro visuals, a strong first-weekend strategy. A pre-listing inspection can reduce renegotiations and help justify your price.

  • Homeowners: Call your lender—or ask me for intros—to discuss early renewal, blend-and-extend, or a switch at maturity. Re-balance your budget: top up the emergency fund, tidy higher-interest debt, or make a smart prepayment.


FAQ

Did my rate drop today?
Variables/HELOCs: Yes, from your lender’s effective date (e.g., Oct 30 at TD). Fixed: not directly; watch for bond-driven lender re-pricing over the next few days. If you’re on a fixed rate, the numbers will be driven by the bond market and will not be impacted directly. (TD Stories)

So… fixed or variable?
It depends on timeline, income stability, and your “sleep-at-night” factor. We’ll model both paths for your budget and risk comfort, then align product choice with your next 3–5 years.

What’s the “stress-test” situation at renewal?
For uninsured straight-switch renewals (same balance and amortization), OSFI no longer prescribes the MQR—which makes true comparison shopping at maturity easier. If you’re changing the loan amount or amortization, you’re back in full qualification territory. (OSFI)

Will Edmonton see bidding wars again because of this?
Cuts can heat up popular price bands, but strategy still beats luck. The homes that sell fastest are the ones that are priced right and marketed properly—not just the ones on the market during a rate cut.

How long will this last?
The Bank signalled rates are appropriately set for now and is watching the data. Translation: don’t build a plan that only works if rates keep falling—make sure your numbers stand even if things wobble. (Reuters)


Sources

  • Bank of Canada decision: policy rate cut to 2.25% (Oct 29, 2025). (Bank of Canada)

  • TD prime cut to 4.45% effective Oct 30, 2025. (TD Stories)

  • Fixed vs. bond yields (how lenders price fixed terms). (nesto.ca)

  • OSFI: straight-switch exemption for uninsured renewals (no prescribed MQR). (OSFI)

  • Context/market tone (post-decision coverage). (Reuters)

Let’s put this to work for you

If you’re buying in West Edmonton, selling anywhere in the city, or renewing soon, let’s run your numbers with today’s rates and map a step-by-step plan. I’ll also connect you with a top Edmonton mortgage broker so you can compare fixed vs. variable, renewal vs. switch, and timing options—without sales pressure.

DM me on Instagram: @pabianrealty or head to PabianRealty.ca to book a quick strategy call. We’ll make the next move your best one yet.

Read

Sell in the Snow?

Why listing your Edmonton home in winter can actually be a power move

Let’s just say the quiet part out loud: Yes, houses sell in winter in Edmonton. In fact, not only do they sell — for the right seller, winter can be one of the highest-leverage windows of the entire year. I know that sounds like Realtor spin. “Now is a great time to sell” is the industry’s favorite sales slop. Instead of hype, I’m going to walk you through what actually happens in our market between November and February, why it’s different from spring, and which types of sellers can use that to their advantage.

Because the real question you’re asking isn’t “Do homes sell in winter?” You’re asking:

  • “If I list in January instead of waiting until April, am I leaving money on the table?”

  • “Is there even going to be a buyer for my house when it’s -27°C outside?”

  • “Do I have to renovate my entire life to make the house ‘show-ready’ in the snow?”

Let’s talk about it, because frankly yes - you can sell for top dollar year round if you do it right. With me, success is the only option. Like Eminem, when he lost himself…but more PG.

First, how the Edmonton market actually behaves approaching winter

Right now (late October 2025), Edmonton is in this interesting middle ground. It’s not the full-on, ultra-aggressive seller’s market we saw in past runs, where everything that wasn’t bolted down sold in 48 hours. Inventory has been rising compared to last year, which is giving buyers a bit more choice and slowing that complete chaos. This gives buyers a bit more choice, and as a seller you may need to negotiate a bit. (WOWA)

At the same time, detached homes are still moving. We’re not in a “buyers can lowball anything and get it” environment. The sales-to-new-listings ratio in the Edmonton area is sitting around 60%, down from midsummer peaks of 63%–65%. That 60% range is right on the border between “seller-favoured” and “balanced,” which tells us buyers are active and writing offers — they’re just a little more selective than they were in July. (WOWA)

That context matters, because here’s what happens next:

  • We move into November/December/January.

  • Most casual sellers tap the brakes and “wait for spring.”

  • Listing volume dips.

  • But not all buyers disappear - and the ones that remain are often highly motivated to get things done.

When you strip out the “we’re just curious” spring traffic and you’re left with the people who are out house-hunting in -20°C, you get a completely different kind of buyer.


Winter buyers are not tourists. They’re on a deadline.

Buyers in Edmonton in January and February are usually not out for fun. They’re out because, more often than not, they have to be. As a former corporate recruiter, I can tell you that most companies will hold off on promotions, relocations, and hiring blitzes until the budgets renew in January. This means that folks are moving up, moving around, and getting serious about their goals of owning the perfect home.

These are the buyers I see (and you see in the data, and hear in YouTube comments on Edmonton market update videos right now):

  • “Is this still a good time to sell my townhome? Should I wait 1-2 years?” (Translation: “We need to move but we’re terrified of timing the market wrong.”)

  • “We need a detached with a garage before the baby comes.”

  • “I just got transferred here and I start in January, I can’t renew my short-term rental again.”

  • “Our mortgage approval is locked. We have to buy before it expires.”

These are serious, pre-approved, decision-ready buyers. They are not touring 11 houses for sport and throwing you a lowball just to “see what happens.” They’re trying to solve a life problem on a clock.

That already puts you, the winter seller, in a stronger position than you think.

Because yes, traffic at your open house might be lighter. But the people who actually come through your door at -22°C, in a snowstorm, with their boots tied and their kids in car seats? Those are your real buyers.They’re not browsing. They’re shopping.


Less competition = more attention on your house

Here’s the second unlock that Edmonton sellers almost never take advantage of:

In January and February, you are not competing with 14 nearly identical listings on your street.

By spring, Edmonton does what Edmonton always does: we all thaw out, everyone panics, and suddenly every second driveway has a “For Sale” sign on it. Spring is famously high-traffic, yes — and yes, April is still treated nationally as a “golden listing window” because of curb appeal, school timelines, and demand. Listings in mid-April tend to attract more eyeballs and can sell faster at higher prices in many Canadian markets, which is exactly why so many sellers wait for that window. (New York Post)

But here’s what nobody tells you: if everyone waits for spring, spring gets noisy. In winter, it’s quiet.

And quiet is an advantage — if your house shows well. Why?

Because you are suddenly the “best available” option in your segment. You’re the only renovated 1,500+ sq ft two-storey with an attached garage in Rosenthal under $500K. You’re the only upgraded half-duplex in Secord that’s move-in ready and doesn’t have mystery condensation freezing on the windows. You’re the only west-end bungalow with a finished basement that doesn’t smell like 1987, sadness, and Vidal Sassoon.

When buyers have fewer choices, they’re less picky on micro-details and more responsive to the stuff that matters (warm, clean, taken care of, possession date that lines up with their life). That can translate into firmer offers and less “well we also saw the one down the block, so knock $15K off.”

So yes, there are fewer buyers in January. But there are also fewer competitors trying to be “the one.”

If you’re a well-prepared seller, that’s your lane.


“But Mike, don’t winter houses show worse?”

Short answer: they show different. If you prep properly, they can show better. For example, did you know that the same company I hire to hang the sign in your yard will also shovel your walks? And offer a light-up sign when we’re not enjoying 5 hours of sunlight per day? And that I only use highly reflective, borderline annoying signage? Details matter.

Here’s what’s true in an Edmonton January:

  • Curb appeal is not winning you the sale. Snow covers patchy lawn, everyone’s flowerbeds are dead, and nobody’s judging your perennials. This can work to your advantage, especially if yard maintenance isn’t your forte.

  • People care way less about the backyard in that moment. In fact, most buyers won’t even venture out there on cold days, and if they do, it’s a quick flyby.

  • People care way more about comfort, cost-to-carry, and “Is this place a problem at -30°C?”

That last point is huge.

In spring, buyers get distracted by “Ooo, nice deck.” In winter, buyers are scanning for red flags:

  • Drafts around windows and exterior doors, including frost and cold spots

  • Condensation or frost forming on window sills (they’re thinking humidity/mould/maintenance).

  • Ice ruts and unsafe steps at the front entry (they’re thinking liability and “does this place get icy?”).

  • Furnace noise, furnace smell, furnace age.

  • Air that’s bone-dry, smells stale, or smells like someone’s been running the humidifier at 60% and now the window trim is swollen.

If you pass that scan, you’ve already separated yourself from the competition.

And here’s the part where you have full control as a seller.


How to make your home “winter-show-ready” in Edmonton (this is where the money is)

This is the checklist I walk sellers through before we list in winter. None of it is cosmetic fluff. All of it is signal.

1. Warm, even heat.
The house should feel consistently warm on all levels. I don’t give a crap if your basement is unfinished, we’re opening those vents and setting the thermostat at 21 - we’re trying to sell a house after all. No cold bedrooms upstairs. No icebox basement. Get your furnace serviced before we list, replace the filter, and have that receipt sitting on the counter for buyers to see if we want to showcase it. Can’t afford it? Call ATCO, they’ll do a mechanical “safety inspection” at no charge.

A basic furnace tune-up in Edmonton typically runs around $150–$200 ahead of winter, and buyers love seeing proof it was done this season because they know emergency furnace calls in January can run $195–$400+ and go four figures fast if something serious fails. Not to mention the stress of having the furnace go out on one of the coldest days of the year.

That receipt is not “a small thing.” It’s a trust builder. You’re telling them, “This home is not going to strand you at -27°C.”

2. No window drama.
Do a humidity check. In Edmonton’s deep cold, you cannot blast 40% humidity and expect your windows not to ice up. Local guidance for our climate is simple:

  • When it’s normal cold (about –5°C to –10°C outside): 30%–35% indoor humidity feels good.

  • When it’s deep cold (–10°C to –20°C): drop closer to ~20%.

  • When it’s extreme cold (below –20°C): you may need to be in the 15%–25% range to avoid condensation that turns into frost ridges on the sill.

Why does this matter? Because buyers see moisture on a window and their brain goes straight to “mould, rot, future repair.” If we walk into your primary bedroom and the windows are clear and the trim is dry in January, you just won that round.

3. Safe, clean entry.
Your front steps, walkway, and driveway need to be shoveled, de-iced, and lit. Period. In winter showings, if I have to skate a buyer up to your door, the first impression is “maintenance issue,” not “cozy family home.” Edmonton winter prep advice is very blunt about stocking ice melt and keeping approaches clear early in the season because once the first real dump hits, supplies sell out and you’re stuck.

Show them a house that feels safe and cared for, not one that says “hope you brought boots.”

4. Zero weird smells.
Winter traps air. If there’s damp basement smell, pet smell, or stale air, it’s louder in January because you’re not airing the place out for eight hours with all the windows open at -20°C. Run the HRV (or furnace fan on circulate), keep humidity appropriate, and deep clean carpets. You want “fresh, warm, dry,” not “Febreze cover-up.” If it’s really bad, ask me about an ozone treatment.

5. Paper trail of care.
This is underrated. On the kitchen counter (yes, literally) we can lay out a simple “Home Care This Winter” sheet:

  • Furnace serviced: [date], [company]

  • Humidifier set to: [x%] during last cold snap

  • Eavestroughs cleaned and downspouts extended before freeze

  • Exterior taps shut off and sprinkler system blown out this fall

Why is that powerful? Because you’re not just staging the home, you’re staging confidence. And buyers in January, the deadline buyers, absolutely pay for peace of mind.


“Will I get less money if I sell in winter?”

ARE YOU EVEN PAYING ATTENTION? NO! This is the part where people get the most anxious, so let’s slow down.

Here’s what we know:

  • Spring is loud. Across Canada, mid-April traditionally lines up with peak eyeballs, faster sales, and slightly stronger sold prices because everyone comes out of hibernation at once and there’s this emotional “we’re moving this year” push. (New York Post)

  • Edmonton is not Toronto or Vancouver. We’re not in a situation where you must list in April to get action. Our demand cycle is more practical and more life-driven. We see serious buyers all year, and the ones who are shopping in January are often under pressure to write something. We’re still one of the most affordable major cities to call home in Canada, by a wide margin. And our hockey team actually clears the first round most years, which is nice.

On top of that, look at where Edmonton sits right now:

  • Sales-to-new-listings ratio around 60% heading into fall — still leaning seller-friendly, but cooling toward balanced. (WOWA)

  • Inventory is up compared to last year, so buyers finally feel like they can breathe, but we are not flooded with unsold homes. (WOWA)

  • Detached homes are still moving. People still want garages, still want a yard for the dog, still want that west-end lifestyle near future amenities like the Lewis Farms Rec Centre and Valley Line West LRT corridor. 

You are not trying to sell in a dead market.

So, will you “leave money on the table” by selling in winter?

Here’s the honest answer:

  • If your house is a mess (humidity issues, furnace sounds angry, ice everywhere, smells like stress), yes — winter will punish you, but no more than it would any other time of the year. If you’re not willing to put the effort in to compete, don’t be surprised if your listing just isn’t competitive.

  • If your house is clean, warm, tight, and documented? You can absolutely defend a strong number in January because you’re the one listing that checks the “safe and move-in ready” box while everyone else waits for April. I’ve got an extensive and diverse background loaded with senior sales experience, so your negotiation is in good hands. My goal is to make negotiation an afterthought - we’ll be prepared to counter any offer and secure you maximum value.

In other words: winter doesn’t automatically discount you - presentation and preparation does.


Who should seriously consider selling this winter (instead of waiting)?

Let me be very specific here, because this is where people either win or regret waiting four months.

You should at least talk to me about a winter listing if:

1. You’re already planning to list “in spring.”
Here’s the twist: If you’re already mentally out of the house, why donate November, December, January, and February to stress? List earlier, with less competition, and be done before everybody else scrambles to hit that mid-April “best week to sell” window that national sites push. (New York Post)

2. You’re carrying a property that’s starting to feel expensive.
Property taxes in Edmonton are going up ~5.7% for 2025. Utilities in deep winter are not gentle. Insurance isn’t getting cheaper. (WOWA) If you’re thinking “We can afford it, but…barely,” that “barely” is a conversation starter, not a moral failing. Sometimes the play is: sell now while demand is still healthy and before carrying costs eat you alive for another four months.

3. You own something move-in ready in a starter segment.
Half-duplex with a garage. Townhouse that doesn’t need $30K in updates. Bungalow with a finished basement that actually smells dry. The buyers for those products are classic deadline buyers — first kids, first winter with two cars, relocations — and they’re hunting in January.

4. You’ve already done the work.
If you’ve serviced the furnace, fixed drafts, cleaned gutters, blown out sprinklers, managed humidity, and generally looked after the place, you are exactly the type of listing that performs well in winter. You’re literally solving buyers’ fear profile in real time.

Who maybe shouldn’t list in winter

Also important. Winter is not magic for everyone.

You might want to wait until spring if:

  • Your exterior is half-done (siding project mid-reno, missing fascia, etc.). Snow won’t hide that from an inspector.

  • Your home depends heavily on outdoor lifestyle for value (massive new deck / outdoor kitchen / huge landscaped yard / pool-style setup). Those features show 10x better when people can actually see them, smell fresh lumber, and picture July BBQ — not when they’re under 40 cm of wind-packed snow.

  • You physically cannot maintain safe access. If you’re not realistically going to keep the walks cleared, salted, and lit for every showing, winter’s probably not your window. Buyers will judge.

This is where we’re honest together and make a plan, not where I just tell you what you want to hear.


FAQ: Selling Your Edmonton Home in Winter

“Do houses even sell in winter here, or is that just something Realtors say?”
They sell. Edmonton stays active year-round. The market is cooling toward balanced, not collapsing. The sales-to-new-listings ratio is roughly 60% heading into fall 2025 — down from summer highs but still in seller-leaning territory. That means buyers are still writing offers; they’re just a little pickier. (WOWA)

“Won’t I get way less money in January than in April?”
Not automatically. Spring can bring more eyeballs across Canada, and mid-April is often considered a “sweet spot” for list price and speed because curb appeal and urgency spike. (New York Post)
But Edmonton winter gives you something April can’t: less competition. If you’re the only clean, move-in ready option in your category, deadline buyers will fight for you in January just to solve their problem before their approval expires, their possession deadline hits, or their baby arrives.

“Are winter buyers just bargain hunters?”
Some are. Most aren’t. The typical January/February Edmonton buyer is on a deadline: job transfer, rate hold, possession timing, baby, “we need a garage now.” They’re serious, pre-approved, and they’re out in -20°C. That is not a tourist. Those buyers are often more decisive than May looky-loos.

“How do I make my place show well in winter?”
Lean into comfort and proof-of-care, not flowers and patio staging.

  • Get the furnace serviced and have the paperwork available — emergency furnace calls in January can run $195–$400+, so buyers love seeing that you’ve already handled it.

  • Keep humidity appropriate so you don’t have ice rings on your bedroom windows. In deep cold (-20°C and below), Edmonton guidance says you might need indoor humidity in the 15%–25% range to stop condensation and frosting.

  • Shovel, salt, and light the entry. I cannot stress this enough. If you’re unable due to physical limitations, or you just struggle to find the time, let’s talk about it - I have vendors that can and will keep your walks clean, clear, and under control like a Clearisil ad.

  • Make the house feel warm, even, and safe. Warm lighting - I can and will go out and buy hundreds of dollars in lightbulbs if you don’t listen to me on this, so save us both the time and trust the expert.

“Should I wait until I finish renos?”
Depends on the reno. If you’re half-drywalled and missing trim, winter buyers are going to ask for a discount. If you’re already basically move-in ready (clean furnace, no leaks, no humidity drama, tidy exterior) you don’t need to rebuild the kitchen to sell in January. You need to prove “this home will not be a headache in February.”

“Be real with me. Why would you, as a Realtor, tell me to list in winter instead of waiting for spring?”
Because most people wait for spring. That creates a lineup. A lineup means you’re suddenly fighting five other “similar” homes on your own block, and buyers know it. In winter, if your place is well-prepped, you’re not fighting. You’re the answer. You’re in control, you’re empowered, and you WILL kick some serious butt.


Let’s talk timing — quietly, before everyone else wakes up

If you’re already saying things like:

  • “We’re going to list in spring,”

  • “Our carrying costs are getting tight,”

  • “We honestly don’t need this much house anymore,”

  • “We have to be somewhere else by March,”

then you and I should be talking in November, not April.

Here’s what I’ll do for you, no pressure and no commitment:

  • Walk through your home and point out what actually matters for a January buyer (furnace, humidity, ice, comfort), and what doesn’t.

  • Tell you if you’re better off listing this winter — or if your property really will perform better once Edmonton thaws and patios photograph well.

  • Give you a realistic winter pricing lane based on what’s moving right now in Edmonton, not six-month-old headlines. Our market is shifting toward balance, not crashing, and detached is still moving. (WOWA)

  • Build a timeline that lines up with your life, not just “the traditional spring market.”

If you’re even 10% curious about selling but you’re telling yourself, “We’ll figure it out in March,” let’s talk before you give up four months of sleep for nothing. You don’t have to guess this. Winter can suck, but it doesn’t have to.

Call or text me today at 780-232-2064 and Let’s Get Moving.

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Your Edmonton Winter Home Survival Checklist

15 things to do before the deep freeze to protect your house, your wallet, and your sanity

Edmonton winter doesn’t roll in gently. It drops a shoulder, gets those elbows up, and goes straight through you.

By late October, we’re already flirting with freeze-up. Then, from November through March, we live in a climate where –20°C is normal, and –30°C (or worse with windchill) happens often enough that everyone owns a block heater and two backup space heaters. Temperatures as low as –40°C are not unheard of, including –43.6°C at the International Airport during the February 2021 cold wave and historical records down near –49°C. (Wikipedia)

That level of cold is not just uncomfortable. It’s a stress test for your furnace, your windows, your plumbing, and your home’s resale value. A well-prepped Edmonton house feels warm, quiet, and trustworthy in January, and buyers absolutely pay attention to that.

This guide will help you:

  • Stay warm without lighting money on fire,

  • Avoid plumbing disasters,

  • Show buyers (or appraisers) that your home is cared for,

  • Sleep through those first -30°C nights instead of pacing the hallway in slippers.

Let’s get started with 15 essential steps, why they matter here specifically, and what they cost if you don’t do them.

1. Book a proper furnace tune-up (not just “I changed the filter”)

Your furnace is about to work nonstop. In Edmonton, HVAC companies openly market true 24/7 emergency response in winter because a furnace dying at –25°C is a safety emergency: pipes can freeze, interior temps can crash in hours, and you’re suddenly on the phone in the middle of the night. Local furnace repair companies advertise round-the-clock emergency service specifically to restore your heat quickly, because losing the ability to heat your home isn’t just annoying; it’s an emergency. (furnacefamily.com)

Remember that emergency calls in the cold are more expensive than preventative care. Furnace repair in Edmonton commonly runs around $195–$400 per visit, and serious failures (blowers, heat exchangers) can jump into four figures, with full replacements easily in the $5K–$7K+ range. (alwaysplumbing.ca)

Compare that to a fall furnace service. A normal tune-up is typically quoted around $150–$200 in Alberta/Edmonton, which lines up with broader Canadian/US averages of roughly $70–$200 for a tune-up and ~$150–$500 per year for full annual maintenance. (alwaysplumbing.ca)

Ask your tech to:

  • Clean and test the burners and flame sensor (that tiny sensor failing is a classic “furnace won’t fire at 2 a.m.” situation),

  • Confirm the blower motor isn’t drawing too much current,

  • Check for carbon monoxide leaks,

  • Make sure the humidifier and furnace fan settings are dialed for winter circulation. (atcoenergy.com)

For resale: Being able to tell a January buyer, “Yes, the furnace was serviced this fall, here’s the receipt,” instantly lowers their fear.

2. Swap your furnace filter now — and check it every month in winter

Clogged filters choke airflow. When airflow is restricted, the furnace runs hotter and longer to hit the same thermostat setting, which raises your bill and increases wear. Poor airflow is one of the reasons furnaces lock out in cold snaps — exactly when you can’t afford downtime — and also one of the most common causes for those middle-of-the-night emergency calls. (Sunny Edmonton)

A decent filter is $10–$30. A middle-of-the-night callout in January is not.

Bonus: Clean filters = quieter system = the house “feels newer” during a showing.

3. Hit the drafts: weatherstrip doors and seal around windows

In our climate, uncontrolled air leaks are money leaks.

Windows, doors, and skylights can account for up to roughly 25–35% of a home’s total heat loss in Canada, and cold-climate energy guidance says that sealing gaps and weatherstripping can reduce heating and cooling costs by 10–20% (sometimes more) while immediately improving comfort. (Natural Resources Canada)

Even tiny gaps around a back door or a settling crack at a window trim can drive up your winter gas bill. In Edmonton, that’s not theoretical — we spend literal months below freezing, sometimes over 100 straight days where the average daytime high doesn’t crack 0°C. (The Weather Network)

What to do today:

  • Add fresh weatherstripping to the door between the garage and the house. That door is often the single coldest air pathway in newer west-end homes, and sealing garage air off the house keeps –20°C air from dumping into your kitchen.

  • Physically lock all operable windows. Locking pulls the sash tighter against the seal.

  • Run exterior-grade caulking where siding meets trim if you see daylight. Alberta home maintenance and energy-efficiency guidance specifically recommends caulking and weatherstripping as fast, high-impact DIY moves. (The Department of Energy's Energy.gov)

Buyers feel this. A house that’s warm at the edges in January signals “cared for,” not “drafty and overpriced money pit that’s going to bleed gas money forever.”

4. Clean your gutters and confirm downspouts are extended

Here’s classic Edmonton winter physics:

  1. Chinook-y warm afternoon melts rooftop snow.

  2. Meltwater hits a clogged eavestrough and has nowhere to go.

  3. Overnight it drops to –20°C again, that meltwater freezes and forms an ice dam.

  4. Water backs up under shingles, down behind fascia, and (in bad cases) into the attic and drywall.

Local roofing and home-maintenance guidance for Edmonton is blunt: clean gutters and downspouts before freeze-up to prevent ice dams, overflow, and interior leaks. Debris like leaves and needles blocks water flow, which leads to ice forming in those troughs. (Gutter Dunn Eavestroughing Ltd.)

Also make sure every downspout actually extends away from the foundation. Winter melt pooling beside your basement wall is a slow, quiet problem buyers will ask about.

5. Shut off and drain exterior water lines — including sprinklers

Water expands when it freezes. If there’s water trapped in an exterior hose bib, irrigation line, or any plumbing that runs through or near an exterior wall, that line can split. You might not notice until you thaw, at which point it’s a basement surprise.

Edmonton fall checklists say:

  • Disconnect garden hoses.

  • Close the interior shutoff to each exterior tap.

  • Open the outside tap to let any remaining water drain out.

  • Blow out underground sprinkler lines before we hit a hard frost. Edmonton irrigation services advertise fall blowouts “starting at about $100–$150,” using high-powered air to clear the lines so they don’t crack underground. (inlinemudjacking.ca)

  • Insulate any exposed pipe in unheated areas (garage, crawlspace, unfinished basement) with foam sleeves or wrap. Alberta plumbing and winterization guidance specifically recommends wrapping pipes near exterior walls and cold spots to keep them from freezing and bursting. (EPCOR)

If you’re leaving town over winter, Edmonton’s water utility (EPCOR) advises:

– Do not turn your heat off.
– Keep the thermostat at about 12°C or higher.
– Ask someone to come in and run all taps, including showers, for a few minutes each visit to keep water moving so pipes don’t freeze. (EPCOR)

This is not just about comfort. A plumbing flood from a burst line is brutal for resale. Buyers see fresh drywall patches and immediately start asking, “Has there been water down here?”

6. Check your attic for air leaks and insulation gaps

In our climate, attic moisture is serious.

Here’s what usually causes those brutal ice dams you see hanging off people’s gutters in January:

  • Warm, humid indoor air leaks into the attic through gaps around light fixtures, attic hatches, bathroom fan penetrations, etc.

  • That trapped warmth melts roof snow from the underside.

  • Meltwater runs down to the colder eaves, refreezes, and forms an ice dam that can force water back up under shingles and into the house. (Roe Roofing)

Canadian cold-climate guidance is consistent: sealing attic bypasses and topping up insulation keeps heat where you actually want it (in the living space), reduces ice damming, and lowers how hard the furnace has to work. It’s one of the most cost-effective comfort and efficiency upgrades in a northern city like Edmonton. (The Department of Energy's Energy.gov)

Quick homeowner test: Pop the attic hatch on the first truly cold morning. If you see frost halos or dark, damp-looking rings around pipe penetrations or pot light boxes, that’s warm, moist house air leaking into the attic. Deal with it before deep winter.

7. Fix grading and drainage before the ground locks

Walk the perimeter of your house and look for:

  • Soil sloping toward the foundation,

  • Settled pockets under steps or decks where meltwater will sit,

  • Downspouts dumping right beside the wall.

Edmonton fall prep advice is clear: once the frost line sets, you’re basically stuck with whatever grading you’ve got until spring. If meltwater pools beside your foundation all winter and then freeze-thaws there, your basement is at higher risk for seepage — and basement staining is one of those instant “hmm, what happened here?” buyer red flags. (Gutter Dunn Eavestroughing Ltd.)


8. Test carbon monoxide (CO) and smoke alarms

Natural gas heat + closed windows + vehicles warming up in attached garages = higher CO risk in winter. You want:

  • CO alarms on every sleeping level,

  • Working smoke alarms,

  • Fresh batteries.

Alberta safety and HVAC guidance treats CO monitoring in winter as critical because combustion appliances are running constantly and houses are sealed up. A clean safety story (“We test our alarms every fall”) gives buyers confidence that they’re stepping into a responsible, well-maintained home, not a science experiment. (atcoenergy.com)

9. Dial in your humidity (this is where Edmonton gets picky)

This is the part most homeowners get wrong, and it’s the part buyers see the second they walk in: condensation.

Warm indoor air holds moisture. When that moist air hits a cold surface (like a –25°C-facing bedroom window), the moisture condenses. That’s the fog, droplets, and sometimes even ice you see at the sill. Over time, that causes mould, swelling trim, peeling paint, and stained drywall — and that screams “maintenance issue” to buyers. Alberta home-maintenance pros warn that blocking airflow at windows with fully closed blinds in extreme cold traps that moist air and actually makes condensation worse. They recommend keeping blinds/curtains cracked and running the furnace fan to move air across the glass. (Lambert Brothers)

So what’s “healthy” humidity here?

Baseline guidance for Alberta / Edmonton homes in winter:

  • Aim for roughly 30% to 35% relative humidity in normal cold winter weather. Alberta HVAC providers and local home maintenance guides point to that ~30–35% RH range for winter comfort. (Alberta Mountain Air)

  • That range keeps the air from feeling painfully dry and helps protect wood floors and furniture, but still avoids most everyday condensation.

But — and this matters — you cannot keep it that high on true deep-freeze days.
Local furnace / HRV advice in Alberta is that you must dial humidity down as the outdoor temperature drops, or you’ll ice up your windows and door frames:

  • Around 0°C to –10°C outside: keep indoor RH around 25%–30%.

  • Around –10°C to –20°C outside: aim closer to ~20% RH.

  • When it’s colder than –20°C (which Edmonton absolutely hits): you may need to push humidity down toward 15%–25% RH to stop condensation and frost buildup on glass and trim. (Alberta Mountain Air)

That feels dry, yes. Your skin will complain. But if you try to sit at 40% humidity when it’s –25°C outside in Edmonton, you’re basically feeding moisture into your window frames, sills, and even wall cavities. High indoor humidity against very cold exterior surfaces can lead to mould, damaged trim, and even hidden moisture in walls and attic spaces. Local guidance warns that as outside temps plunge, indoor humidity has to come down to avoid long-term rot and mould. (Lambert Brothers)

Two very Edmonton-specific tips:

  • Keep blinds and curtains at least partially open in deep cold. Preventing airflow to the glass is “a sure way to cause condensation problems.” Cracking blinds and letting warm room air wash the glass helps, and letting sunlight hit the panes during the day can warm the glass surface so moisture doesn’t form. (Lambert Brothers)

  • Run the furnace fan / HRV. Running your furnace fan on “circulate,” or using your HRV (heat recovery ventilator) on a dry/cold setting, helps move air, scrub moisture, and keep humidity uniform — which keeps the windows clear. (Lambert Brothers)

This is huge for resale. Walk a buyer into a January showing with bone-dry windows and clean sills? They relax. Walk them into a house with black moldy corners under every bedroom window? They start mentally subtracting from your price.

10. Walk your driveway, walks, and steps

Any place water can sit and then freeze becomes a slip-and-fall zone later.

Before the freeze:

  • Look for settled/low spots in concrete that will turn into glare ice,

  • Check railings and exterior lights at the front door,

  • Make sure your exterior entry feels safe and well-lit.

From a liability standpoint, clearing ice and keeping walks safe is your responsibility. From a buyer standpoint, a clean, ice-free, well-lit entry in January reads “cared for,” not “project.” Local winter prep checklists in Edmonton specifically emphasize stocking ice melt and keeping high-traffic paths clear because once the first real snowfall hits, those supplies sell out fast. (Current Results)


11. Buy your ice melt, shovels, and blower fuel now

The first real snowfall in Edmonton hits and suddenly:

  • All the decent ergonomic shovels are gone,

  • Ice melt is sold out in a 20-block radius,

  • Everyone’s at Canadian Tire trying to get small-engine service.

Local winter prep advice is boring but true: get stocked before the first dump. You’ll want pet-safe ice melt (people absolutely check this during showings if they’ve got dogs or strollers), and you’ll want fuel stabilized for your snowblower while it’s still above freezing. (Current Results)

Also: during showings, nothing kills first impressions faster than “sketchy icy front steps.”


12. Check the weatherstripping on the garage-to-house door

That door is often where you feel the biggest blast of cold air. If the seal is worn or missing at the bottom or sides, you’re pulling –20°C garage air directly into your living space, which forces the furnace to work harder and contributes to drafts that buyers notice instantly.

Replacing door weatherstripping is cheap and, combined with sealing window/door gaps, is one of the easiest ways to cut heat loss and lower gas use in an Alberta winter. The U.S. Department of Energy and Canadian efficiency programs both call basic air sealing (caulking, weatherstripping) one of the fastest payback moves — often within a year — and note it can reduce heating bills by 10–20% or more in drafty homes. (The Department of Energy's Energy.gov)


13. Re-caulk penetrations and cold corners

Any spot where something passes through an exterior wall — hose bibs, electrical, cable, gas line, HRV vent, bathroom fan duct — is a chance for cold air in and warm/moist air out.

Plumbing and home-maintenance guidance for Edmonton and Alberta says to seal those penetrations and insulate pipes on exterior walls to prevent freezing. That’s especially important for kitchen sinks and basement bathrooms that sit on an outside wall; those are classic freeze points in older Edmonton layouts. Experts here also advise opening cabinet doors under sinks during extreme cold so warm air can reach those pipes, and to keep interior doors open so heat circulates into colder zones. (EPCOR)

Also check corners and the rim-joist area in the basement (where the main floor framing meets the foundation wall). Frost there is a sign of air leakage + high humidity.


14. Get the outdoor stuff handled before it’s entombed in snow

Before the first serious snowfall and freeze/thaw cycle:

  • Bring in patio cushions and furniture.

  • Drain and store hoses.

  • Tie down bins if you’re in a windy west/southwest pocket (Secord, Rosenthal, parts of Edgemont and The Hamptons get gusts across open fields).

  • Put away kids’ bikes / outdoor toys unless you want to chip them out in March.

A shocking number of “mystery basement leaks in March” start because a forgotten, still-connected hose line froze and split. Edmonton winterization providers flat-out warn that any trapped water in exterior or irrigation lines will freeze, expand, and crack fittings or valves, which can lead to leaks toward the foundation once things thaw. (inlinemudjacking.ca)

This is less about resale and more about not being mad at yourself in February.


15. Build and label your emergency kit

When we get a true Arctic high over the city, furnaces fail. That’s just honest.

You want:

  • A safe portable space heater,

  • Heavy blankets,

  • Flashlights,

  • The number of the plumber / HVAC company you trust,

  • Written instructions for how to shut off main water and gas.

Why write it down? Because if you’re not home and someone else is housesitting, you don’t want them guessing while the house drops from 20°C to 10°C. Local plumbing and HVAC pros warn that frozen pipes plus delayed action equals major damage and insurance drama. The faster you act, the less likely you are to end up with a burst line, soaked drywall, and an insurance claim you now have to disclose. (EPCOR)

If you’re selling: having a “home binder” that shows maintenance, emergency plans, and receipts is a surprisingly strong trust-builder with buyers.


Why all of this matters for resale

Buyers here don’t just look at paint color. They look at survival.

When someone walks into your house in January and notices:

  • It’s evenly warm,

  • The air doesn’t feel desert-dry or sauna-humid,

  • The windows aren’t sweating,

  • There’s no ice hanging off the eaves,

  • The basement smells dry, not “thawed snow,”

  • The furnace sounds smooth, not desperate,

…they immediately assume you’ve taken care of the expensive parts of homeownership in Edmonton — heat, moisture, structure. That is literally what you’re selling.

This is how you protect your asking price in winter.


Edmonton Winter FAQ

Q: What’s a healthy indoor humidity target for Edmonton in winter?
For typical cold (say –5°C to –10°C outside), aim roughly 30%–35% RH. Alberta HVAC providers and local home-maintenance pros recommend that range for winter comfort because it helps with dry skin, static, hardwood shrinkage, etc., without instantly fogging every window. (Alberta Mountain Air)
When we’re in a deep freeze, drop it. Around –10°C to –20°C outside, run closer to ~20% RH. At colder than –20°C (which Edmonton absolutely hits multiple times most winters), you may need 15%–25% RH to stop condensation and ice on glass and door frames. Local guidance stresses that you must step humidity down with the outdoor temperature or you risk mould and rot in framing and window wells. (Alberta Mountain Air)
If you see beads of water or frost at the bottom of your windows in the morning, your humidity is too high for that outdoor temperature. Lower it a few percent at a time until the glass stays clear, crack blinds to let warm air wash the glass, and run the furnace fan/HRV to move air. (Lambert Brothers)

Q: Why do my windows “sweat” at night and then freeze?
At –20°C, your window glass is cold enough that warm indoor moisture condenses instantly. Overnight, that moisture can freeze into ice ridges along the sill. That trapped moisture can rot trim or feed mould. Edmonton home-maintenance pros warn that fully closing blinds in extreme cold traps moist indoor air against freezing glass and makes condensation worse. Cracking blinds, letting sunlight warm the glass during the day, and dialing humidity down on the coldest nights are all standard Alberta advice. (Lambert Brothers)

Q: I’m leaving for a week in January. Can I just turn the heat way down to save money?
Do not kill the heat. EPCOR, which handles water for Edmonton, says you should never shut the heat off in winter. If you’re going away, keep the thermostat at about 12°C or higher and have someone come in and run every tap and even showers for a few minutes each visit. The goal is to keep water moving so pipes don’t freeze and burst while you’re gone. (EPCOR)

Q: Do I really have to blow out my sprinklers? It’s already off for the year.
Yes. Turning the controller off does not empty the lines. Edmonton irrigation companies warn that any water left in underground lines can freeze, expand, and crack pipes, fittings, and valves, and that blowouts (often starting around $100–$150 here) are specifically meant to clear every zone with compressed air before a hard freeze. (inlinemudjacking.ca)

Q: Can I just sell “as-is” in winter and let the buyer deal with all this?
You can — but here’s the truth. Winter buyers in Edmonton are serious and usually pre-approved, but they’re also cautious. If they see ice dams, sweating windows, funky smells in the basement, or a furnace that sounds rough, they’ll price in “risk.” That usually means a lower offer. If your place feels tight, warm, dry, and maintained, you keep leverage. (Gutter Dunn Eavestroughing Ltd.)

Need Help?

If you’re finding this information to be a bit overwhelming, don’t stress! Mike Pabian has partnerships with several local service providers, and will be happy to help you get your home in tip-top condition for winter. Whether you want to know what your house is worth, need help organizing, or just want to bounce ideas off of someone that does this for a living, reach out! Call or text Mike at 780-232-2064 today.

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Andrew Knack Is Edmonton’s New Mayor: What It Means for Homeowners, Renters, and Everyday Residents

Published: October 21, 2025

Edmonton just chose a new direction. With Andrew Knack elected mayor this week, City Hall is about to feel a little more practical, a little more people-first, and a lot more focused on day-to-day quality of life. Or, at least, that’s what we’re being told. For homeowners, renters, and families across every corner of the city—from The Hamptons and Edgemont to Griesbach and Mill Woods—here’s what this win likely means for your taxes, your street, your commute, and your housing options. (Andrew Knack)


The Big Picture: Predictable Budgets, Clear Priorities

Knack’s “Stronger Edmonton” vision centres on reliable core services, safer public spaces and transit, and a housing response that actually adds front doors at prices people can pay. The emphasis is on predictable budgeting and better value for every tax dollar—steadying the ship so households aren’t surprised at budget time and can see where their money goes. (Andrew Knack)

What that looks like for you:

  • Fewer last-minute swings at tax time and clearer reporting on how dollars translate into the services you use (snow/ice control, parks, rec centres, transit). (Andrew Knack)

  • A continued push for compact, transit-oriented growth to lower long-run infrastructure costs—pressure relief for property taxes over time. (Andrew Knack)

Everyday Affordability: Practical Help You Can Feel

Knack’s affordability plan reads like a list of “real life” fixes for families, seniors, and renters: protect and expand low-income transit and leisure subsidies (targeting up to ~100,000 users), look at expanding access for students, keep core services affordable, and simplify access with a one-door, digital approach. Expect tangible cost relief without sacrificing the amenities that make Edmonton livable. (Andrew Knack)

Safer Transit, Safer Streets: Presence + Help (Not Just Promises)

His Safer City plan combines predictable police funding and accountability with more front-line presence where people actually feel the pinch—on transit and in public spaces. Think more Community Peace Officers, teams pairing enforcement with social workers, station attendants, Crime Prevention Through Environmental Design (lighting, lines of sight), and partnerships that activate stations with arts and community uses. The goal: places that feel safe, are easy to navigate, and where issues get help fast. (Andrew Knack)

Housing: More Homes, Better Compliance, Healthier Neighbourhoods

On homelessness and affordability, Knack backs a three-pronged plan: (1) build and preserve supportive, social, and deeply affordable housing (including a City-enabled affordable-housing development corporation and land/permit support); (2) rapid actions like day-shelter capacity, hygiene hubs, and coordinated outreach; (3) prevention via eviction diversion and youth strategies. Expect a shift from managing encampments to opening doors—especially near transit and at Exhibition Lands. (Andrew Knack)

On infill, the aim is to add family-sized and senior-friendly options while raising the bar on behaviour and design: stronger tools for derelict/problem properties, tree protection and neighbourhood character, and clearer compliance/enforcement so projects are better neighbours. (Andrew Knack)

Active Transportation & Roads: Bike Lanes Without Overreach

Where does Knack land on bike lanes? He supports building the network that’s already planned—no rollback, but also no push to outpace the City’s current plan—while insisting on better integration and engagement so routes fit their streets. We live in one of the largest urban parks systems in the world, and in my opinion, not developing this natural resource in a meaningful, planful and sustainable manner would be a disaster for our city. In Taproot’s survey, he chose “Build only what has already been planned” and added: “Bike lanes are needed, but we aren’t integrating them thoughtfully with community at the table and that needs to change.” That means continuity for projects already funded, with a sharper focus on design, connections, and local input. (Taproot Edmonton)

How He Plans to Get It Done: The Knack Playbook

1) Focus the safety toolkit where it moves the needle.
Maintain the police funding formula with transparency; expand outreach/diversion teams; add station attendants and CPTED upgrades on transit; use libraries, rec centres, and community leagues for prevention programming; and advocate bail/justice reforms while scaling FCSS-style supports. (Andrew Knack)

2) Treat housing as infrastructure—deliver, don’t just debate.
Stand up a City-enabled affordable-housing development corporation; free up City land and reduce permitting friction for non-profits; pursue federal programs (e.g., Build Canada Homes) while redirecting local dollars from “managing” homelessness to solving it; create a housing acquisition program to preserve affordability; accelerate TOD and Exhibition Lands. (Andrew Knack)

3) Fix infill pain points and lift neighbourhood standards.
Use stronger compliance and public reporting; encourage 3-bedroom/senior-friendly models; expand tools that tackle derelict properties so they’re remediated, sold, or demolished rather than dragging the block down. (Edmonton’s recent results—demolitions, sales, remediation, and a derelict tax subclass—show the playbook works and can scale.) (Andrew Knack)

4) Make affordability real at the household level.
Protect and expand the low-income recreation and transit programs (with potential student access), keep core services accessible, and stabilize city-delivered costs while the broader economy cools. (Andrew Knack)

5) Build the bike network with better design + community input.
Stay the course on the funded plan, prioritize safe connections, and engage early to reduce friction—especially where curb space is tight or business access is sensitive. (Taproot Edmonton)

How This Affects You (Real-World Scenarios)

  • Homeowner in a mature neighbourhood (e.g., Lymburn, Calder): Tighter builder compliance and action on derelict properties improve block appeal and reduce friction during nearby builds—supporting long-run property values. (Andrew Knack)

  • Family in a growth area (e.g., Secord, Edgemont): A fix-the-services-gap approach should prioritize core services and amenities you were promised before opening new land elsewhere. (Andrew Knack)

  • Transit user (Downtown–Southside): More front-line staff, better station design, and community activation make daily rides feel safer and more welcoming. (Andrew Knack)

  • Senior/caregiver: Protected subsidies and simpler access reduce winter and monthly-cost stress while keeping community amenities within reach. (Andrew Knack)

  • Renter (Oliver, Garneau, Clareview): A healthier rental ecosystem as standards, accountability, and affordable-housing supply all move in the right direction. (Andrew Knack)

  • Cyclist/driver/pedestrian: Expect the planned bike network to continue, with more thoughtful integration to minimize conflicts and improve safety for everyone. (Taproot Edmonton)

FAQ

Did Andrew Knack actually win?
Yes—newsrooms called the race today; official certification follows the City’s results timeline. (Andrew Knack)

What’s his core message as mayor?
A “Stronger Edmonton” built around reliable services, safer public spaces/transit, practical affordability, and housing that matches what people need. (Andrew Knack)

What changes first for riders and pedestrians?
More visible staff/supports on transit, CPTED fixes, and local activations that make stations feel safer and more welcoming. (Andrew Knack)

How will this impact property taxes?
The platform stresses predictable budgeting and cost-efficient growth to limit long-run tax pressure while protecting essential services. (Andrew Knack)

Where does he stand on bike lanes?
Keep building what’s already planned, do it better (design/engagement), and resist knee-jerk rollbacks or rushed overbuilds. (Taproot Edmonton)

From Mike at Pabian Realty: How I Can Help

If you’re a first-time buyer, I’ll help you target neighbourhoods benefiting from new supply near transit and model monthly payments versus rent—without surprises. If you’re a homeowner in a mature area, I’ll give you a clear read on nearby infill, resale timing, and smart value-adds. If you’re a renter planning for 2026, I’ll map a realistic step-by-step path—from pre-approval to keys—leveraging programs and communities that stretch your dollar further. At the end of the day, I am a passionate supporter of our community and its people, and I want to empower you to get the most out of everything our great city has to offer.

Let’s talk about your next move.

  • Book a consult on PabianRealty.ca

  • Watch quick neighbourhood and market videos on Inside Edmonton (YouTube)

  • DM me on Instagram @pabianrealty

Sources

  • Vision & overall platform: Andrew Knack campaign, Andrew’s vision for Edmonton—A Stronger Edmonton (policy pillars; budget predictability; service focus). (Andrew Knack)

  • Safety plan & transit delivery details: Andrew Knack campaign, A Safer City (policing formula, outreach/diversion, station attendants, CPTED, activations). (Andrew Knack)

  • Homelessness & housing implementation: Andrew Knack campaign, Homelessness and Affordable Housing (housing corp, land/permits, acquisition program, TOD & Exhibition Lands, prevention). (Andrew Knack)

  • Affordability actions: Andrew Knack campaign, Affordability for Everyone (subsidies, program access, protecting core services). (Andrew Knack)

  • Bike-lane stance & quote: Taproot Edmonton, Action on bike lanes: Where the candidates stand (selected option and contextual quote). (Taproot Edmonton)

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Haunted Places in Edmonton You Can Visit Tonight

If you’ve ever felt a chill on Whyte after a late show, or a prickle in the Hotel Macdonald’s hallway, you’re not alone. Edmonton has a quiet tradition of ghost stories tucked into its oldest buildings—part history lesson, part spooky chill. This guide is a relaxed stroll through the favourites: theatres with reputations, schoolhouses that remember everything, and a few dignified addresses where the air gets noticeably cooler. No trespassing, no theatrics—just real places, real lore, and a great excuse for a fall night out.

Warm-Up: Walterdale & The Princess Theatre

Walterdale Playhouse

The Walterdale started life as Fire Hall No. 1 and still looks like it could spring into action. People who work late talk about a friendly presence—usually called “Walt”—who fusses with lights and has a thing for the bell. It’s the kind of story that makes sense in a building soaked in alarms, drills, and adrenaline. Friendly, curious, and a little theatrical, which fits.

Princess Theatre

The Princess is Edmonton’s oldest surviving cinema and it wears the years well: creaky stairs, a balcony that overlooks Whyte Avenue, and a gorgeous, charming facade. The recurring tale is a woman in white—seen near the lobby stairs or up by the projection booth—paired with classic theatre weirdness like footsteps where no one is, or the sense that the seat beside you isn’t empty even when it is. Is it the building settling? Maybe. Does the story stick? Absolutely.

Fort Edmonton Park After Dark

After hours, interpreters share a running ledger of odd moments gathered over years: sudden cold patches, voices on audio that no one remembers speaking, lights flicking in rooms that shouldn’t have power. Firkins House comes up often in those stories. What makes this interesting is the tone—more “weird things that happened” than theatrics.

Fairmont Hotel Macdonald

Perched over the river, the Mac has collected more than guest books and wedding photos. Staff and regulars swap stories about late-night footsteps, phones that ring from “empty” rooms, and a pipe smell with no smoker in sight. One older tale even mentions phantom hoofbeats linked to its early-1900s construction era. Elegant by day, a little uncanny at night.

A Building That Remembers: McKay Avenue School

This red-brick landmark hosted Alberta’s first Legislative Assembly before it became a museum. People talk about taps turning on by themselves, chairs sliding slightly out of place, and footsteps in empty corridors. Schools carry a lot—stage fright, first days, snow-boot stampedes—and this one feels like it still holds on to all of it.

Campus Anthology: Rutherford House & Garneau

On crisp nights, the University of Alberta feels like a collection of short stories—professors’ houses, tunnels, stairwells. Rutherford House is the centrepiece: dark wood, careful hush, doors that seem to know when to swing, and a whiff of cigarette smoke in a smoke-free museum. Haunted or not, it shows how much memory a home can hold.

Respect First: Rossdale Flats & The Power Plant

By the decommissioned power plant, you’re in an area with recognized burial grounds and layered Indigenous, fur-trade, and settler history. People sometimes try to fold it into “haunted Edmonton,” but the better frame is respect. Read the plaques. Understand where you’re standing. Not every place that feels heavy is asking for a ghost story.

Practical Notes (So October Doesn’t Steal Your Warmth)

Dress for the river valley chill, even if the afternoon was mild. Bring a small flashlight and point it down. Keep your phone charged. For photos, try a few no-flash shots at sunset and prop your phone on a railing; take three in a row to rule out breath or reflections. Choose tours and public venues over fences and shortcuts—trespassing is illegal and disrespectful.

“Is Any of This Real?”

The stories are real because people keep telling them—stagehands with late-night bells, hotel staff with cold spots on warm nights, docents with a handful of odd moments collected over decades. Belief comes in flavours. You can be a curious skeptic or show up with gadgets and a notebook. Either way, the city will give you goosebumps when it wants to.

Why Haunted Season Doubles as History Season

Ghost stories are the doorway. Step through and you’ll notice craftsmanship in a balustrade, how neighbourhoods form around streetcars, and the role that theatres and museums play in keeping main streets alive. A ghost walk through Old Strathcona or downtown tells you as much about walkability and late-night character as any daytime tour.

Let’s Find Your (Un)Haunted Home

If you’re thinking about a move—haunted, un-haunted, or somewhere between—I’m here for the living part of the story: good light, safe blocks after dark, quick access to your favourite theatres and cafés, and yes, floorboards that creak in the right way. Let’s tour by daylight, compare notes after dusk, and find a place you’ll love for all the right reasons.

Curious where to start—or want a “ghosts optional” neighbourhood short list? Reach out anytime. I’ll bring the map—and maybe a flashlight. Call or text me today at 780-232-2064.

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Data last updated on December 5, 2025 at 05:15 AM (UTC).
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